We may collect information, including your personal information, from or about you in a number of ways and sources depending on how you use the Services. We explain below the types of information we may collect from you:
We may also receive information about you from third parties, such as business partners, insurers, agents, reinsurers, insurance support organizations, underwriters, government agencies, publicly available sources, and other data sources, which may include:
We, our service providers, business partners, or other third parties may use the information we collect about you for various purposes, including:
In certain circumstances, we may aggregate and/or de-identify information collected for additional purposes.
Your personal information may be disclosed or shared in different ways and purposes, including in the following circumstances:
We may retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected. In some circumstances, we may retain personal information for longer periods of time as may be necessary to comply with legal or regulatory requirements, as permitted by law, or to defend legal claims or resolve disputes.
You may have certain privacy rights and choices to the extent applicable under the relevant laws. Please note that these rights are not absolute, and in certain cases, we may decline your request or comply in a more limited way, in accordance with and as permitted under the applicable laws.
You may have the:
We may need to verify your identity to process your request depending on the type of the request. In certain circumstances, we may charge a reasonable fee to cover the costs incurred in providing a copy of recorded personal information to you.
We use reasonable administrative, physical, and technical safeguards designed to prevent unauthorized access, use, or disclosure of your personal information and to protect the confidentiality and security of nonpublic personal financial information. With respect to your nonpublic personal financial information, our designated personnel is authorized to have access to the information.
Although we exercise reasonable care in providing secure transmission and storage of the personal information you provide to us through the Services, no method of transmission over the Internet, and no means of electronic storage, is absolutely secure. Accordingly, we cannot guarantee the absolute security of your personal information.
Most browsers include tools to manage or disable cookies. You can visit the help function on most browsers to modify how your browser handles cookies. However, if you disable cookies, certain features of this Website may not function or function properly.
This Website is not intended for children under 13 years of age, and we do not knowingly collect personal information from children under 13. If you are under 13, you are prohibited from using or providing any information through this Website or any of its features. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will promptly delete that information.
We may send email marketing correspondence to you about our Services. To unsubscribe from these communications, please follow the unsubscribe instructions contained in the emails or contact us using the contact information below.